Where to Get Affordable Health Insurance in Philadelphia

Medical insurance costs on the rise, but you can still get affordable health insurance, in Philadelphia, if you know where to look. Here& 39;s how ...
What types of health insurance available?
There two types of health insurance available to Philadelphia:
1. Government health insurance Programs
Medical assistance (Medicaid) - is the federal health insurance program administered by the Government, which provides health care for low-income Philadelphians, pregnant women, children, adults, elderly, disabled adults, and people caring for a disabled family member.
adultBasic - This is a state health insurance program for poor adults who can not afford private health insurance. This program provides preventive services, doctors and hospitals coverage.
Chip (Children& 39;s Health Insurance Program) - a state health insurance program provides that medical care for uninsured children and adolescents, who may not be Medicaid.
For more information on the federal and state programs, visit the Pennsylvania Department of Public Welfare website at: dpw.state.pa.us
2. Private health insurance Plans
Private health insurance plans include: *
Fee-For-Service (FFS) plan - This health insurance plan, which pays for physician services, hospital charges, and prescription drugs. With this plan, you can choose doctors and hospitals. You are reimbursed for a percentage of your medical costs (typically 80%) after you pay a deductible ($ 500 to $ 2000). FFS plans for the most expensive health insurance plans.
* Managed health care plans (HMOs, PPOs, POSs) - These plans pay for physician services, hospital charges, and prescription drugs, but also can pay for preventive such as health clinics and fitness Center discounts. The plans you entrusted to the health network of doctors and hospitals. You pay one payment (typically $ 5 to $ 10) for each doctor& 39;s visit. HMOs are the least expensive health insurance plans and PPOs POSs.
Where then I can get affordable health insurance in Philadelphia?
You can get affordable health insurance,& 39;s website insurance comparison. There you will receive health insurance quotes from a variety of companies, and you can choose the cheapest one.
Visit http://www.LowerRateQuotes.com/health-insurance.html or click on the following link to obtain affordable health insurance Pennsylvania quotes from top rated companies, and see how much you can save. You can get more insurance tips in their articles section, as well as to receive answers to their questions from an insurance expert, using them on the Internet chat service.
The author, Brian Stevens, a former insurance agent and financial adviser, who wrote a series of articles on where to obtain affordable health insurance in Pennsylvania. arnoldo sherly



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